Important information about compensation arrangements

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors - including most individuals and small businesses - are covered by the scheme.

In respect of deposits, an eligible depositor is entitled to claim up to £50,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £50,000 each making a total of £100,000. The £50,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account.

For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website www.FSCS.org.uk or call 020 7892 7300.

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Melton online savings savings accounts children's savings accounts tax free savings accounts how to apply interest rates previous rates savings terms & conditions checking your identity contact us general information online loyalty saver The Online Loyalty Saver rewards members of 12 months or more with a higher interest rate than the Online Easy Save and the Online 30 Day Notice accounts, but in return we ask for 60 days’ notice if you would like to make a withdrawal or, alternatively you can withdraw immediately, but with the loss of 60 days’ interest on the amount withdrawn. Summary Box Key Product Information for our Savings Account(s) Account Name Online Loyalty Saver Interest Rates (AERs) See separate interest rate table Tax Status Net of Income Tax unless you have registered to receive this gross Conditions for Bonus Payment n/a Withdrawal Arrangements 60 days’ notice or immediate access with 60 days’ loss of interest. Maximum withdrawal of £10,000 per day Access Online additional terms The minimum balance is £1,000 The maximum balance is £250,000. You can make investments of any amount provided your balance does not exceed £250,000 The account can be opened in your sole name or in joint names (only one account per person),  but is for UK resident individuals only aged 16 or over Interest is added to the account annually on 30 June The interest rate on this account is variable. Details of interest rates are shown on the interest rates page Your account will be opened online and once open you will have easy access to your savings 24/7 which will allow you to: >> Give 60 days’ notice to withdraw without incurring a loss of interest or you can have immediate access with 60 days’ loss of interest on the amount withdrawn. IMPORTANT: Please note that, once logged in, you will need to enter the 60 days forward date as the transaction date, using today’s date as the first day, to ensure the notice period is given >> Transfer funds between your online savings and your nominated bank/building society account >> Check your balance or transactions >> View any other account balances that you may have including a mortgage account >> View and print online statements - paper statements will not be issued for this account >> Check the current interest rate on your account whilst logged in >> Change personal details balance interest paid gross interest gross AER net interest net AER From 12 Nov 09 £1000+ Annually 2.65 2.65 2.12 2.12 instant access share 30 day notice loyalty saver DLRAA affinity cash ISA 0216 savers online easy save online 30 day notice online loyalty saver home about us news careers