First Time Buyers & Low Deposit Mortgages

The Melton - Here to help...

Choosing a mortgage can be a daunting task, particularly if you’re buying for the first time! At the Melton we know that one size does not necessarily fit all so you will always speak to a mortgage adviser at your local branch, and never be put through to a call centre.

We offer a choice of mortgages suitable for first time buyers, including fixed rate and discounted variable rate mortgages, with deposits from as little as 5%.

3 Year Discounted Rate 3.69%

Ideal for first time buyers and customers looking for a low deposit mortgage.

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Shared Ownership – 3 Year Discounted Rate 4.49%

 

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4.99% Fixed Rate to 30 June 2017

A fixed rate, low deposit mortgage is ideal for first time buyers and customers wanting to plan ahead and budget better without any unwanted surprises.  This type of mortgage offers certainty and stability for those who prefer to budget for a fixed period of time.

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5.25% Fixed Rate to 30 September 2019

If you apply to the Society for a ‘Fees Assisted Legals’ mortgage, the Society will pay for the basic legal costs in relation to the mortgage.  There will be additional costs that you need to pay together with the cost of any non-standard work that the Society’s solicitors or licensed conveyancers carry out beyond our…

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3 Year Discounted Rate 3.39%

Ideal for first time buyers and customers looking for a low deposit mortgage.

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4.39% Fixed Rate to 30 September 2019

If you apply to the Society for a ‘Fees Assisted Legals’ mortgage, the Society will pay for the basic legal costs in relation to the mortgage.  There will be additional costs that you need to pay together with the cost of any non-standard work that the Society’s solicitors or licensed conveyancers carry out beyond our…

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3 Year Discounted Rate 3.09%

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3.89% Fixed Rate to 30 September 2019

A fixed rate, low deposit mortgage is ideal for first time buyers and customers wanting to plan ahead and budget better without any unwanted surprises.  This type of mortgage offers certainty and stability for those who prefer to budget for a fixed period of time.

Learn more