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Moving Home or Your Mortgage

Money Age Awards Winner 2016 - Mortgage Finanace Gazette Awards 2017 WINNER

Whether you are purchasing a house or looking to move your mortgage from another lender, you can select from our range of fixed rate, discounted and low deposit mortgages.

The Melton’s discounted variable rate mortgages give you a guaranteed discount off our Standard Variable Rate for the duration of the mortgage product, with deposits from as little as 5%.  Whereas, a Fixed Rate mortgage can offer certainty and stability for the duration of the fixed rate period.

Mortgage Product Maximum Loan to Value Initial Rate Followed by our Standard Variable Rate The overall cost for comparison Product Fees Deposit amount
3 Year Discounted Rate 3.09% 95% 3.09% 4.99% 4.7% APRC

Based on a £155,211 mortgage, secured by first charge on your main residential property, repaid on a repayment basis over a 30 year term:  36 monthly payments at a variable rate of 3.09%, (£661.93) £23,829.48.  324 monthly payments at standard variable rate (currently 4.99%), (£817.39) £264,834.36.  Valuation fee on property of £164,640, payable when you apply £240 (see scale) .  Telegraphic Transfer fee payable when you apply £25.  Solicitors fees payable to your conveyancer (estimated) £360.  Mortgage Discharge Fee payable at the end of your mortgage £150.  Total Amount Payable £289,438.84.

3 Year Discounted Rate 3.19% 95% 3.19% 4.99% 4.7% APRC
3 Year Discounted Rate 3.09% 95% 3.09% 4.99% 4.7% APRC
3.89% Fixed Rate to 31 December 2021 95% 3.89% 4.99% 4.8% APRC £398
3.29% Fixed Rate to 30 November 2019 95% 3.29% 4.99% 4.8% APRC £398
3.29% Fixed Rate to 31 December 2021 90% 3.29% 4.99% 4.5% APRC £398
3 Year Discounted Rate 2.59% 90% 2.59% 4.99% 4.6% APRC £398
2.89% Fixed Rate to 30 November 2019 90% 2.89% 4.99% 4.7% APRC £398
2.89% Fixed Rate to 31 December 2021 85% 2.89% 4.99% 4.4% APRC £398
3 Year Discounted Rate 2.29% 85% 2.29% 4.99% 4.5% APRC £398
2.59% Fixed Rate to 30 November 2019 85% 2.59% 4.99% 4.6% APRC £398
Mortgage Product Maximum Loan to Value Initial Rate Followed by our Standard Variable Rate The overall cost for comparison Product Fees Deposit amount
Offset Discounted Rate for Term 2.39% 75% 2.39% n/a 2.5% APRC £798

Based on a £151,550 mortgage, secured by first charge on your main residential property, repaid on a repayment basis over an 19 year term: 228 monthly payments at a variable rate of 2.39%, (£827.64)  £188,701.92.  Valuation fee on property of £328,100, payable when you apply £330 (see scale).  Application fee payable when you apply £199.  Completion fee payable at time of legal completion £599.  Telegraphic Transfer fee payable when you apply £25.  Solicitors fees payable to your conveyancer (estimated) £360.  Mortgage Discharge Fee payable at the end of your mortgage £150.  Total Amount Payable £190,364.92.

Standard Variable Rate for Term 4.99% 75% 4.99% n/a 5.2% APRC £398
2.55% Fixed Rate to 31 December 2021 75% 2.55% 4.99% 4.0% APRC £999
2.69% Fixed Rate to 31 December 2021 75% 2.69% 4.99% 4.0% APRC £398
2.29% Fixed Rate to 30 November 2019 75% 2.29% 4.99% 4.3%APRC £398
3 Year Discounted Rate 2.29% 75% 2.29% 4.99% 4.6% APRC £398
Right to Buy 3 Year Discounted Rate 1.99% 65% 1.99% 4.99% 4.2% APRC £398
Short Term Finance 4.99% for Term 60% 4.99 n/a 6.0% APRC £99*
* Please note the stated Short Term Finance Product Fee is the application fee only. A completion fee of 1.5% of the loan amount is also payable.
Click here for our handy guide to Mortgages Click here for a summary of our Mortgages Join the Wildlife Trust for £10 - Call in to your local branch Mortgage Calculator - Compare our mortgage products and monthly payments

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