Why Choose Us Contact Us The Wildelife Trusts
Call us on 01664 414141 between 9am and 6pm Monday to Friday and 9am and 12pm on Saturdays

Existing Mortgage Customers

Transferring mortgages for existing customers is something we can help with. This might be to a financially better plan or to raise funds to help pay for home improvements.

Choose a new deal with the Melton, and you’ll always be offered our best rates. What’s more, you won’t have to pay an application fee.

There are many benefits to being an existing customer with the Melton, including:

  • Transfer to a new product up to 3 months before the end of your current mortgage deal without paying any product fees or incurring an early repayment charge.  View our Scheme Transfer Product Guide for Existing Customers here.
  • Apply for additional borrowing to help finance home improvements, treat yourself to a special holiday or pay for a large purchase
  • Take your mortgage with you to a new home – this is called porting
  • Open a savings account to reduce the amount of interest you pay on your mortgage – this is called an Offset.

Do you have an interest only mortgage?

Perhaps you’re unsure about whether you have sufficient arrangements in place to repay the capital balance at the end of your mortgage term. If that’s the case, please speak to us – reviewing the way you make repayments can be very useful. Together, we can discuss all the options available to you.

You might also find the FCA’s “Interest only-mortgages: act now and talk to your lender” publication helpful.

Have your circumstances changed since you took out your mortgage?

Not a problem. We can offer a review with one of our experienced team who will advise you on future arrangements and repayment strategies. There’s plenty of help around. Take a look at www.moneyadviceservice.org.uk. You can also check our Guide to Mortgages for an overview.

And if you’re not an existing customer of the Melton, why not have a chat with us about remortgaging?

Next steps

To find out more about preferential deals and options for our existing mortgage customers, get in touch today.

You can transfer to a new deal over the phone or in person at your nearest branch, whichever suits you best. Call us on 01664 414141 to find out more.