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Fixed Rate Savings to 28 January 2026 (Annual Interest)

Our Fixed Rate Savings Account means you earn 4.45% gross on your savings until 28 January 2026.

This account is limited – deposits will be accepted until 21 June 2024 or until the product is withdrawn, whichever is later.

To download an application form, please use the ‘Apply Now‘ link at the bottom of this page.

Alternatively, if you would like an application pack posting, please email enquiries@mmbs.co.uk providing your name, address and the account you would like to apply for, alternatively you can download the application form below

This account is currently closed to new customers

Account name Fixed Rate Savings to 28 January 2026
What is the interest rate?
4.45% gross / 4.45% AER
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Interest, payable annually on 31 March, can be added to the account, transferred to your bank account or transferred to an existing Melton Building Society savings account.

 

Can the Melton Building Society change the interest rate?

The interest rate is fixed for the term of the investment, until 28 January 2026.

For full details, please read our Savings Terms and Conditions.

What would the estimated balance be at the end of the term based on a £1,000 deposit?

Based on the current rate of interest, if you deposited £1,000 in this account, at the end of the term 28 January 2026 you would have £1,079.80.

 

This figure is only an estimate, based on an opening date of 26 April 2024 and there being no additional deposits, withdrawals or rate changes in that time with all interest being added to your account. This figure is for illustrative purposes only and does not take into account your individual circumstances.

How do I manage and open my account?

To hold this account, you must be 16 years or over, and reside in the UK. The account may be opened and operated by a maximum of four account holders.

The minimum balance on this account is £1,000 and the maximum that can be held in this account is £500,000.

This account is for new and existing customers.

Can I withdraw money?

No, early withdrawals are not permitted during the fixed rate period.

Additional information

Fixed rate maturity process – the Society will write to you before the date of maturity to set out your options. You will be invited to reinvest your maturing funds into an alternative product, transfer to an existing Melton Building Society account or withdraw the balance. If we do not receive your instructions before the date of maturity, your money will default into a 30 Day Notice account. If your funds are automatically reinvested into our 30 Day Notice account, you may withdraw your funds without loss of interest or penalty within 30 days of maturity, after this 30 days’ notice will be required for withdrawal. We will help you switch to another account, or we will give all your money back with any interest it has earned.

 

This is a summary of the key features of this account. You will still need to read the general Savings Terms and Conditions.

Tax treatment depends on individual circumstances and may be subject to change in the future

This account is currently closed to new customers

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