Call us on 01664 414141 between 9am and 6pm Monday to Friday and 9am and 12pm on Saturdays

Shared Ownership Mortgages

Money Age Awards Winner 2016 - Mortgage Finanace Gazette Awards 2017 WINNER

Shared ownership is a way of part-owning, part-renting a property.  We offer both fixed rate and discounted rate shared ownership mortgages.


Mortgage Product Maximum Loan to Value Initial Rate Followed by our Standard Variable Rate The overall cost for comparison Product Fees Deposit amount
Shared Ownership – 3 Year Discounted Rate 3.29% 95% 3.29% 4.99% 4.8% APRC £199

Based on a £72,075 mortgage, secured by first charge on your main residential property, repaid on a repayment basis over a 29 year term:  36 monthly payments at a variable rate of 3.29%, (£321.66) £11,579.76.  312 monthly payments at standard variable rate (currently 4.99%), (£385.96) £120,419.52.  Valuation fee on property of £99,720, payable when you apply £170 (see scale) .  Application fee payable when you apply £199.  Telegraphic Transfer fee payable when you apply £25.  Solicitors fees payable to your conveyancer (estimated) £360.  Mortgage Discharge Fee payable at the end of your mortgage £150.  Total Amount Payable £132,903.28.

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