New Online Portal

Please note if you are an existing online savings customer, your previous login details will not work. You will need to re-register to access our new online portal by following the step by step guide.

Our step by step guide is available here. Please review the information before registering for our new online portal.

Bank of England Base Rate Update

After its meeting on 7th August 2025, the Bank of England’s Monetary Policy Committee voted to reduce the Base Rate by 0.25% to 4.00%.

Mortgages

Base Rate Tracker Mortgages to reduce by 0.25% with effect from 1st September 2025.

We have taken the decision to reduce our SVRs with effect from 25th November 2025, as follows:

–  Melton Building Society SVR – currently 8.44%, reducing to 8.14%
–  Historical MBSL (Credit Repair) – currently 8.94%, reducing to 8.64%

You can find out more information on this change here. If you have any concerns about financial difficulty, please contact the Mortgage Services Team on 01664 414141 so we can help support you.

Savings

We are currently reviewing market changes following the recent announcement by the Bank of England and will communicate any changes once a decision has been made.

Please bear with us – our telephone lines may be busier than usual as we help our customers.

 

 

Savings

 

We have recently made changes to some of our interest rates. To find out more click the links below:

Interest Rate Update


Tax Free Savings

Utilise your tax free allowance and earn tax free interest on your savings with our range of variable and fixed rate cash ISA’s.

Fixed Rate Savings

Lock your money away for a fixed period and get certainty about the interest rate you will receive.

Easy Access Savings

A flexible way to save, offering you the convenience to add or withdraw from your savings whenever you need.

Notice Savings Accounts

If you like to plan ahead, you could earn a better rate with the assurance you can access your money with notice.

Children's Savings Accounts

Easy access accounts for under 16’s. Help them learn how to manage their money and encourage good savings habits.

Online Savings

For the convenience of managing your money from home, our range of online accounts could offer you the flexibility you need.

Postal Savings

Looking for flexibility when managing your money but want to steer away from online banking? Our postal accounts could be the solution.

Business Savings

Accounts designed with organisations in mind, a safe place for your business’s money to grow.

Limited Access Savings

Saving for something special? Our Limited Access Savings products can help to grow your savings by limiting the amount of withdrawals you can make.

Regular Savings

Ideal for savers who have spare cash to set aside each month, a great way to help your money grow.


Savings give you choices - not only the ability to pay for essentials, but the financial freedom to choose to have fun when you want.

No matter how small the amount you can put away, frequency is the key to success, by saving little and often you can soon build up a useful sum. However, for some of us, knowing how to start saving can be tricky. Our Handy Guide to making the most of your savings explains why and how you should save. 

We offer a wide range of savings accounts including easy access savings, notice savings, children's savings, tax-free savings, online savings, fixed-rate savings, offset savings and business savings accounts. Read our Handy Guide to making the most of your savings.

Here to help
Not sure which account is right for you? Get in touch and our experienced staff will be happy to talk you through your options and help find the best savings account for you.

How safe are your savings?
You may be worried that if you tie your money up in a savings account, it won't be protected. However, the Financial Services Compensation Scheme is an independent body that serves as a last resort to cover most deposits, including savings up to the value of £85,000. So, if for some reason your bank or building society failed, your money is protected by the FSCS.