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Charges

Charges applied to mortgage accounts

 

Please refer to our Tariff of Mortgage Charges leaflet for full explanations – download here as a pdf document.

Purchase price/estimated value Residential mortgage valuation/remortgage BLT valuation/remortgage Self build valuation Indicative homebuyers application fee including a basic mortgage valuation and a homebuyer Survey
Up to £100,000 £170.00 £195.00 £200.00 £355.00
£100,001 – £200,000 £240.00 £265.00 £270.00 £455.00
£200,001 – £300,000 £295.00 £320.00 £325.00 £555.00
£300,001 – £400,000 £355.00 £380.00 £385.00 £655.00
£400,001 – £500,000 £400.00 £425.00 £430.00 £755.00
£500,001 – £600,000 £460.00 £485.00 £490.00 £855.00
£600,001 – £700,000 £550.00 £575.00 £580.00 £955.00
£700,001 – £800,000 £650.00 £675.00 £690.00 £1,055.00
£800,001 – £900,000 £720.00 £745.00 £750.00 £1,155.00
£900,001 – £1,000,000 £850.00 £875.00 £880.00 £1,255.00
£1,000,001 – £1,200,000 £900.00 £925.00 £930.00 By Negotiation
£1,200,001 – £1,400,000 £1,000.00 £1,025.00 £1,030.00 By Negotiation
£1,400,001 – £1,600,000 £1,155.00  £1,180.00 £1,185.00 By Negotiation
£1,600,001 – £1,800,000 £1,305.00  £1,330.00 £1,335.00 By Negotiation
£1,800,001 – £2,000,000 £1,490.00  £1,515.00 £1,520.00 By Negotiation
Over £2,000,000 By Negotiation By Negotiation By Negotiation By Negotiation
Further advances
Revaluation* £100.00
General
Valuer’s reinspection £100.00
Unpaid Cheque £25.00
Unpaid Direct Debit £25.00
Electronic Transfer £25.00
Redemption figure request (no charge for first copy requested each year) £25.00
Mortgage discharge £50.00
Amendment to terms of mortgage contract £65.00
Transfer of equity £155.00
Unpaid ground rent/service charge £40.00
Reference supplied to another lender £40.00
Deed of postponement £60.00
Release of part security £60.00 plus legal fees
Tenancy agreement administration fee £75.00
Legal proceedings administration £35.00
Review/Approval of Legal documentation from £60.00
Solicitor’s costs regarding arrears (variable)
Mortgage possession administration £140.00
Trace fee (variable)
Third-party field agent or home visit £235.00 from 1/3/2024
Third-party fees (variable)
Letter Before Warrant £10.00
Access to personal records under Data Protection Act £10.00
Post-Offer Amendment £50

There may be other charges specific to individual mortgage products. These will be explained in the product sheet, the European Standardised Illustration Sheet (ESIS) and your mortgage offer.

We’ll accept credit card payments but only to pay application and valuation fees.

* In certain circumstances, a full valuation will be carried out (see the main advance valuation fees above). If so, we’ll inform you of the fee payable before we process your further-advance application. If we introduce new charges or increase existing charges, we’ll tell you personally at least 30 days before it comes in. We may introduce a change that abolishes a charge or reduces the amount of an existing charge with immediate effect and without notice. Any changes in charges will be advertised in each of our branch offices.

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