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Coronavirus - Help us to help you

From Monday 12 April 2021, our branch opening hours will be: Monday to Friday 9am – 3pm and Saturday 9am to 12pm.  Branch telephones will be open Monday to Friday 9am to 4.30pm.

Our telephone opening hours at Principal Office are 9am – 6pm Monday to Friday and 9am to 12pm on Saturdays.

Please note visitors to our branches and Principal Office will be required to wear a face covering.

Thank you for your cooperation

Charges

mortgage info pages

Charges applied to mortgage accounts

 

Please refer to our Tariff of Mortgage Charges leaflet for full explanations – download here as a pdf document.

For our Tariff of Mortgage Charges for Customers in Arrears – please download here as a pdf document.

Fee Purpose Fee
Main Advance Standard Applications Valuation – Purchase Price Basic RICS* Homebuyer
Up to £80,000 £150.00 £350.00
£80,001 – £100,000 £170.00 £375.00
£100,001 – £120,000 £190.00 £400.00
£120,001 – £150,000 £210.00 £450.00
£150,001 – £200,000 £240.00 £500.00
£200,001 – £250,000 £260.00 £550.00
£250,001 – £300,000 £290.00 £600.00
£300,001 – £350,000 £330.00 £650.00
£350,001 – £400,000 £360.00 £700.00
£400,001 – £450,000 £410.00 £750.00
£450,001 – £500,000 £450.00 £800.00
£500,001 – £700,000 £580.00 £950.00
£700,001 – £900,000 £690.00  £1045.00
£900,001 – £1,100,000 £820.00  by arrangement
£1,100,001 – £1,250,000 £920.00  by arrangement
£1,250,001 – £1,500,000 £1100.00  by arrangement
£1,500,001 – £1,750,000 £1250.00  by arrangement
£1,750,001 – £2,000,000 £1450.00  by arrangement
Main Advance – Self Build Applications Valuation – Purchase Price Basic
Up to £250,000 £360
£250,001 – £500,000 £500
£500,001 – £750,000 £700
£750,001 – £1,000,000 £900
£1,000,001 – £1,250,000 £1,100
£1,250,001 – £1,500,000 £1,300
£1,500,001 – £1,750,000 £1,550
£1,750,001 – £2,000,000 £1,800
Further Advances
Revaluation** £100.00
General
Valuer’s reinspection £100.00
Insurance arrangement fee £25.00
Unpaid Cheque £25.00
Unpaid Direct Debit £25.00
Electronic Transfer £25.00
Redemption figure request (no charge for first copy requested each year) £25.00
Mortgage discharge £150.00
Amendment to terms of mortgage contract £95.00
Transfer of equity £170.00
Unpaid ground rent/service charge £40.00
Reference supplied to another lender £50.00
Deed of postponement £65.00
Release of part security £60.00 plus legal fees
Tenancy agreement administration fee £75.00
Monthly arrears administration £50.00
Legal proceedings administration £35.00
Review/Approval of Legal documentation from £65.00
Solicitors costs in relation to arrears (variable)
Mortgage possession administration £200.00
Trace fee £75.00
Third party Field Agent or Home Visit £100
Third party fees (variable)
Letter Before Warrant £10.00
Access to personal records under data protection act £10.00

There may be other charges specific to individual mortgage products. These will be explained in the product sheet, the European Standardised Illustration Sheet (ESIS) and your mortgage offer.

Credit Card payments will only be accepted for the payment of application and valuation fees.

* The RICS valuation fee may vary and the figures quoted are a guide only. We will confirm to you the cost of the RICS valuation.

** In certain circumstances a full valuation will be carried out (see Main Advance Valuation Fees above). In these instances you will be advised of the fee payable before your further advance application is processed.Where we introduce new charges, or increase existing charges, we will tell you personally at least 30 days prior to implementation. A change which abolishes a charge, or reduces the amount of an existing charge, may be introduced with immediate effect and without notice. Any changes in respect of charges will be advertised in each of the Society’s branch offices.