Manage Cookie Settings

Preferences updated.

Essential Cookies

Essential cookies allow us to remember the choices you make on our site and to provide enhanced and more personalised features, such as acknowledging a service announcement, remembering if we have asked you to participate in a promotion and for other services you request. These features help us to improve your visit to our website and are essential to the funcionality of the website and so cannot be disabled.

Non-Essential Cookies

The non-essential cookies on our website are mainly analytical cookies and are used to track visitors on the website. They are crucial in measuring the performance of a website and to optimise it. If you do not wish for us to track your usage you can disable these here

Accessibility Help

Charges

Charges applied to mortgage accounts

 

Please refer to our Tariff of Mortgage Charges leaflet for full explanations – download here as a pdf document.

Fee purpose Fee
Main advance standard applications valuation – purchase price Basic RICS* Homebuyer
Up to £80,000 £150.00 £350.00
£80,001 – £100,000 £170.00 £375.00
£100,001 – £120,000 £190.00 £400.00
£120,001 – £150,000 £210.00 £450.00
£150,001 – £200,000 £240.00 £500.00
£200,001 – £250,000 £260.00 £550.00
£250,001 – £300,000 £290.00 £600.00
£300,001 – £350,000 £330.00 £650.00
£350,001 – £400,000 £360.00 £700.00
£400,001 – £450,000 £410.00 £750.00
£450,001 – £500,000 £450.00 £800.00
£500,001 – £700,000 £580.00 £950.00
£700,001 – £900,000 £690.00  £1045.00
£900,001 – £1,100,000 £820.00  by arrangement
£1,100,001 – £1,250,000 £920.00  by arrangement
£1,250,001 – £1,500,000 £1100.00  by arrangement
£1,500,001 – £1,750,000 £1250.00  by arrangement
£1,750,001 – £2,000,000 £1450.00  by arrangement
Main advance – self build applications valuation – purchase price Basic
Up to £250,000 £360
£250,001 – £500,000 £500
£500,001 – £750,000 £700
£750,001 – £1,000,000 £900
£1,000,001 – £1,250,000 £1,100
£1,250,001 – £1,500,000 £1,300
£1,500,001 – £1,750,000 £1,550
£1,750,001 – £2,000,000 £1,800
Further advances
Revaluation** £100.00
General
Valuer’s reinspection £100.00
Unpaid Cheque £25.00
Unpaid Direct Debit £25.00
Electronic Transfer £25.00
Redemption figure request (no charge for first copy requested each year) £25.00
Mortgage discharge £110.00 plus £15 Land Registry fee*** from 1/3/2023
Amendment to terms of mortgage contract £75.00
Transfer of equity £170.00
Unpaid ground rent/service charge £40.00
Reference supplied to another lender £50.00
Deed of postponement £65.00
Release of part security £60.00 plus legal fees
Tenancy agreement administration fee £75.00
Legal proceedings administration £35.00
Review/Approval of Legal documentation from £65.00
Solicitor’s costs regarding arrears (variable)
Mortgage possession administration £200.00
Trace fee (variable) from 1/3/2023
Third-party field agent or home visit £200 from 1/3/2023
Third-party fees (variable)
Letter Before Warrant £10.00
Access to personal records under Data Protection Act £10.00
Post-Offer Amendment £50 from 1/3/2023

There may be other charges specific to individual mortgage products. These will be explained in the product sheet, the European Standardised Illustration Sheet (ESIS) and your mortgage offer.

We’ll accept credit card payments but only to pay application and valuation fees.

* The RICS valuation fee may vary and the figures quoted are a guide only. We’ll confirm to you the cost of the RICS valuation.

** In certain circumstances, a full valuation will be carried out (see the main advance valuation fees above). If so, we’ll inform you of the fee payable before we process your further-advance application. If we introduce new charges or increase existing charges, we’ll tell you personally at least 30 days before it comes in. We may introduce a change that abolishes a charge or reduces the amount of an existing charge with immediate effect and without notice. Any changes in charges will be advertised in each of our branch offices.

*** Land Registry fee only applies if a priority search is required.