Call us on 01664 414141 between 9am and 6pm Monday to Friday and 9am and 12pm on Saturdays

Self Build & Renovation Mortgages

Money Age Awards Winner 2016 - Mortgage Finanace Gazette Awards 2017 WINNER
Build your dream home with the Melton’s self-build mortgages. Our self-build mortgages may also be suitable if you are renovating a property. The Melton’s self-build and renovation mortgage makes financing your project simple with funds released in stages.

Self Build GuideAs a leading provider of self build and renovation mortgages, we’ve helped many people realise their ambition to build their own dream home. We understand the entire self build process from start to finish, so you can rely on the Melton to help. This guide will give you a valuable insight into the key steps involved. Click here for our Guide to Self Build.

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Please note, Product Fee stated below is the application fee only. A completion fee of 0.5% of the loan amount is also payable.   We offer a range of self build products but, from time to time, some of these may be temporarily unavailable. 

Mortgage Product Maximum Loan to Value Initial Rate Followed by our Standard Variable Rate The overall cost for comparison Product Fees Deposit amount
Melton Advance Self Build 75% 4.89% 4.99% 5.2% APRC £500

Based on a £204,460 mortgage, secured by first charge on your main residential property, repaid on an interest only basis over a 25 year term: 36 monthly payments at a variable rate of 4.89%, (£833.17) £29,994.12. 264 monthly payments at standard variable rate (currently 4.99%), (£850.21) £224,455.44. Valuation fee on property of £354,600, payable when you apply £495 (see scale). Application fee payable when you apply £500. Completion fee 0.50% of the loan amount payable at time of legal completion £1022.30
Reinspection fee of £80 required for each stage release £320. Higher Lending Charge £1339.81. Title Insurance fee payable at the start of the mortgage £77.00. Telegraphic Transfer fee payable when you apply £100. Solicitors fees payable to your conveyancer (estimated) £360. Mortgage Discharge Fee payable at the end of your mortgage £150. Loan amount payable at the end of your mortgage £204,460. Total Amount Payable £463,273.67

Melton Self Build ECO 75% 4.39% 4.99% 5.1% APRC £500
Melton Standard Self Build 75% 4.89% 4.99% 5.2% APRC £500
Click here for our handy guide to Mortgages Click here for a summary of our Mortgages Join the Wildlife Trust for £10 - Call in to your local branch Mortgage Calculator - Compare our mortgage products and monthly payments

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