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Current Interest Rates

Current Savings Accounts

Easy-access savings


Limited Access Saver
Effective from: 31 Oct 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.25 3.25

Online Limited Access Saver
Effective from: 31 Oct 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.25 3.25

Instant Access Share
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER%
£1+ Monthly 1.00 1.00

Online Instant Access Share
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER%
£1+ Monthly 1.00 1.00

Notice Savings Accounts


180 Day Notice Account (Annual Interest)
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£500+ Annually 3.45 3.45

Online 180 Day Notice Account (Annual Interest)
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£500+ Annually 3.45 3.45

30 Day Notice Account Issue 2
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

Online 30 Day Notice Account Issue 2
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

Children’s Savings Accounts


Young savers
Effective from: 05 Feb 2025
Balance Interest Paid Gross Interest % AER %
£5+ Annually 2.50 2.50

Wild Ones Young Savers Issue 2
Effective from: 31 Oct 2025
Balance Interest Paid Gross Interest % AER %
£5+ Monthly 3.00 3.04

Tax Free Savings


2402H – Fixed Rate ISA Issue 9 to 24th May 2028 – Branch & Postal
Effective from: 30 Mar 2026
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.00 4.00

2402H – Fixed Rate ISA Issue 9 to 24th May 2028 – Online
Effective from: 30 Mar 2026
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.00 4.00

2402J – Fixed Rate ISA Issue 10 to 21st May 2031 – Branch & Postal
Effective from: 30 Mar 2026
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.05 4.05

2402J – Fixed Rate ISA Issue 10 to 21st May 2031 – Online
Effective from: 30 Mar 2026
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.05 4.05

180 Day Notice Cash ISA
Effective from: 30 Mar 2026
Balance Interest Paid Tax-free % AER %
£25 Annually 3.20 3.20

Easy Access ISA Issue 3
Effective from: 06 Mar 2026
Balance Interest Paid Tax-free % AER %
£1 Annually 3.50 3.50

Online 180 Day Notice Cash ISA
Effective from: 30 Mar 2026
Balance Interest Paid Tax-free % AER %
£25 Annually 3.20 3.20

Online Easy Access ISA Issue 3
Effective from: 06 Mar 2026
Balance Interest Paid Tax-free % AER %
£1 Annually 3.50 3.50

Fixed Rate Savings


3408V – Fixed Rate Issue 11 to 21st June 2028 – Annual Interest – add to account
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

3408V – Online Fixed Rate Issue 11 to 21st June 2028 – Annual Interest – add to account
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

3408W – Fixed Rate Issue 11 to 21st June 2028 – Annual interest – payaway
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

3408W – Online Fixed Rate Issue 11 to 21st June 2028 – Annual interest – payaway
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

3408X – Fixed Rate Issue 12 to 21st May 2031- Monthly interest – add to account
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.05 4.13

3408Y – Online Fixed Rate Issue 12 to 21st May 2031- Monthly interest – payaway
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.05 4.13

3408Y – Fixed Rate Issue 12 to 21st May 2031- Monthly interest – payaway
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.05 4.13

3408X – Online Fixed Rate Issue 12 to 21st May 2031- Monthly interest – add to account
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.05 4.13

Limited Access Savings


Limited Access Saver
Effective from: 31 Oct 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.25 3.25

Online Limited Access Saver
Effective from: 31 Oct 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.25 3.25

Closed Savings Accounts

Easy-access savings


Limited Access Saver
Effective from: 30 Mar 2026
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.25 3.25

Online Easy Save
Effective from: 21 Feb 2025
Balance Interest Paid Gross Interest % AER %
£1+ Monthly 1.00 1.00

Deposit
Effective from: 21 Feb 2025
Balance Interest Paid Gross Interest % AER %
£1+ Annually 1.00 1.00

Portfolio Classic Share
Effective from: 21 Feb 2025
Balance Interest Paid Gross Interest % AER %
£1+ Annually 1.00 1.00

Postal Direct
Effective from: 21 Feb 2025
Balance Interest Paid Gross Interest % AER %
£1+ Annually 1.00 1.00

Regular Saver
Effective from: 12 Jun 2023
Balance Interest Paid Gross Interest % AER %
£10+ Annually 2.35 2.35

Notice Savings Accounts


Homesave 30 Day Notice
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

180 Day Notice Account (Monthly Interest)
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£500+ Monthly 3.40 3.45

Online 180 Day Notice (Annual Interest)
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.45 3.45

Online 180 Day Notice (Monthly Interest)
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 3.40 3.45

Online 90 Day Notice
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.95 1.97

Online 30 Day Notice Issue 2
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

30 Day Notice Loyalty Saver 2
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

90 Day Notice
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1+ Monthly 1.95 1.97

30 Day Notice
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

Over 50 Share
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Monthly 1.70 1.71

30 Day Notice Loyalty Saver
Effective from: 27 Aug 2025
Balance Interest Paid Gross Interest % AER %
£100+ Annually 1.70 1.71

Children’s Savings Accounts


0216 Savers
Effective from: 05 Feb 2025
Balance Interest Paid Gross Interest % AER %
£5+ Annually 2.50 2.50

Wild Ones Young Savers
Effective from: 28 May 2025
Balance Interest Paid Gross Interest % AER %
£5+ Monthly 3.00 3.04

Tax Free Savings


Fixed Rate Cash ISA Issue 8 to 26th March 2031
Effective from: 06 Mar 2026
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.95 3.95

Fixed Rate Cash ISA to 14th July 2027
Effective from: 29 Apr 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.90 3.90

Fixed Rate Cash ISA to 19 May 2027
Effective from: 24 Mar 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.20 4.20

Fixed Rate Cash ISA to 20th October 2027
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.85 3.85

Fixed Rate Cash ISA to 21 May 2026
Effective from: 03 Mar 2025
Balance Interest Paid Tax-free% AER %
£1000+ Annually 4.20 4.20

Fixed Rate Cash ISA to 21 May 2026
Effective from: 24 Mar 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.35 4.35

Fixed Rate Cash ISA to 21st August 2030
Effective from: 18 Jun 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.85 3.85

Fixed Rate Cash ISA to 21st October 2026
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.00 4.00

Fixed Rate Cash ISA to 23rd October 2030
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.80 3.80

Fixed Rate Cash ISA to 30 July 2026
Effective from: 14 Apr 2025
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.10 4.10

Fixed Rate Cash ISA to 19 December 2029
Effective from: 15 Nov 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.95 3.95

Fixed Rate Cash ISA to 21 January 2026
Effective from: 28 Jun 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.65 4.65

Fixed Rate Cash ISA to 21 May 2026
Effective from: 11 Oct 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.05 4.05

Fixed Rate Cash ISA to 21 October 2026
Effective from: 04 Feb 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.10 4.10

Fixed Rate Cash ISA to 22 April 2026
Effective from: 16 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.10 4.10

Fixed Rate Cash ISA to 24 June 2026
Effective from: 15 Nov 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.99 3.99

Fixed Rate Cash ISA to 24 March 2027
Effective from: 04 Feb 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

100 Day Notice Cash ISA (Issue 2)
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£25+ Annually 2.20 2.20

Fixed Rate Cash ISA to 24 October 2029
Effective from: 16 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.95 3.95

Easy Access ISA Issue 2
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£1+ Annually 2.90 2.90

Fixed Rate Cash ISA to 24 October 2029
Effective from: 11 Oct 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.95 3.95

Easy Access ISA
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£1+ Annually 1.15 1.15

Fixed Rate Cash ISA to 26 August 2026
Effective from: 06 Apr 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.35 4.35

Fixed Rate Cash ISA to 26 August 2026
Effective from: 20 Dec 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.99 3.99

Fixed Rate Cash ISA to 29 May 2024
Effective from: 06 Apr 2022
Balance Interest Paid Tax-free % AER %
£25+ Annually 1.50 1.50

60 Day Notice Cash ISA
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£25+ Annually 1.95 1.95

Fixed Rate Cash ISA to 27 January 2027
Effective from: 20 Dec 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.15 4.15

100 Day Notice Cash ISA (Issue 1)
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£25+ Annually 2.20 2.20

Cash ISA
Effective from: 27 Aug 2025
Balance Interest Paid Tax-free % AER %
£1+ Annually 1.15 1.15

Regular Saver ISA
Effective from: 06 Apr 2024
Balance Interest Paid Gross Interest % AER %
£1+ Annually 5.00 5.00

Fixed Rate Cash ISA to 21 January 2026
Effective from: 08 Dec 2023
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.95 4.95

Fixed Rate Cash ISA to 23 May 2029
Effective from: 04 Mar 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.75 3.75

Fixed Rate Cash ISA to 27 May 2026
Effective from: 04 Mar 2024
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.25 4.25

Fixed Rate Cash ISA to 15 January 2025
Effective from: 08 Dec 2023
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.90 4.90

Fixed Rate Cash ISA to 17 January 2029
Effective from: 08 Dec 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.50 4.50

Fixed Rate Cash ISA to 21 January 2026
Effective from: 16 Oct 2023
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 5.30 5.30

Fixed Rate Cash ISA to 15 January 2025
Effective from: 16 Oct 2023
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 5.15 5.15

Fixed Rate Cash ISA to 22 October 2025
Effective from: 25 Jul 2023
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 5.30 5.30

Fixed Rate Cash ISA to 23 October 2024
Effective from: 25 Jul 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 5.15 5.15

Fixed Rate Cash ISA to 17 January 2029
Effective from: 16 Oct 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 5.00 5.00

Fixed Rate Cash ISA to 25 October 2028
Effective from: 25 Jul 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 5.00 5.00

Fixed Rate Cash ISA to 23 September 2026
Effective from: 07 Jun 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.45 4.45

Fixed Rate Cash ISA to 24 July 2024
Effective from: 07 Jun 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.25 4.25

Fixed Rate Cash ISA to 24 September 2025
Effective from: 07 Jun 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.40 4.40

Fixed Rate Cash ISA to 26 July 2028
Effective from: 06 Apr 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.00 4.00

Fixed Rate Cash ISA to 27 September 2028
Effective from: 07 Jun 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.30 4.30

Fixed Rate Cash ISA to 29 January 2025
Effective from: 07 Jun 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 4.30 4.30

Fixed Rate Cash ISA to 29 May 2025
Effective from: 06 Apr 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.90 3.90

Fixed Rate Cash ISA to 31 October 2024
Effective from: 06 Apr 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.80 3.80

Fixed Rate Cash ISA to 31 May 2024
Effective from: 06 Apr 2023
Balance Interest Paid Tax-free % AER %
£1000+ Annually 3.70 3.70

Fixed Rate Savings


Fixed Rate Issue 10 to 19th April 2028
Effective from: 27 Feb 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 3.98 4.05

Fixed Rate Issue 5 to 24th March 2027
Effective from: 24 Nov 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.10 4.10

Fixed Rate Issue 9 to 21st April 2027
Effective from: 27 Feb 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.99 3.99

Fixed Rate Issue 6 to 22nd March 2028
Effective from: 06 Jan 2026
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.05 4.05

Fixed Rate Issue 3 to 27th January 2027
Effective from: 24 Nov 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.10 4.10

Fixed Rate Issue 4 to 26th January 2028
Effective from: 24 Nov 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.20 4.20

Fixed Rate Savings to 26th August 2026 (Annual Interest)
Effective from: 05 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.05 4.05

Online Fixed Rate Savings to 26th August 2026 (Annual Interest)
Effective from: 05 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.05 4.05

Fixed Rate Savings to 22nd October 2027 (Annual Interest)
Effective from: 05 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

Online Fixed Rate Savings to 22nd October 2027 (Annual Interest)
Effective from: 05 Aug 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

Fixed Rate Savings to 16th December 2026
Effective from: 25 Jun 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.10 4.10

Fixed Rate Savings to 20 March 2030 (Monthly Interest)
Effective from: 07 Mar 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.03 4.11

Fixed Rate Savings to 21 October 2026 (Annual Interest)
Effective from: 07 Mar 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.25 4.25

Fixed Rate Savings to 21st August 2030
Effective from: 25 Jun 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.90 3.90

Fixed Rate Savings to 21st July 2027
Effective from: 25 Jun 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

Fixed Rate Savings to 27 May 2027 (Annual Interest)
Effective from: 11 Apr 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

Fixed Rate Savings to 30 July 2026 (Annual Interest)
Effective from: 11 Apr 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.15 4.15

Online Fixed Rate Savings to 16th December 2026
Effective from: 25 Jun 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.10 4.10

Online Fixed Rate Savings to 20 March 2030 (Monthly Interest)
Effective from: 07 Mar 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.03 4.11

Fixed Rate Savings to 25 October 2028 (Monthly Interest)
Effective from: 25 Jul 2023
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 5.60 5.75

Online Fixed Rate Savings to 21 October 2026 (Annual Interest)
Effective from: 07 Mar 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.25 4.25

Online Fixed Rate Savings to 21 October 2026 (Annual Interest)
Effective from: 07 Mar 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Monthly 4.25 4.25

Online Fixed Rate Savings to 25 October 2028 (Monthly Interest)
Effective from: 25 Jul 2023
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 5.60 5.75

Online Fixed Rate Savings to 21st August 2030
Effective from: 25 Jun 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 3.90 3.90

Online Fixed Rate Savings to 24 September 2025 (Annual Interest)
Effective from: 16 Jun 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 5.30 5.30

Online Fixed Rate Savings to 21st July 2027
Effective from: 25 Jun 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

Online Fixed Rate Savings to 27 May 2027 (Annual Interest)
Effective from: 11 Apr 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.00 4.00

Online Fixed Rate Savings to 30 July 2026 (Annual Interest)
Effective from: 11 Apr 2025
Balance Interest Paid Gross Interest % AER %
£1000+ Annually 4.15 4.15

Fixed Rate Savings to 10 September 2026 (Annual Interest)
Effective from: 16 Jan 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.25 4.25

Fixed Rate Savings to 22 April 2026
Effective from: 06 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.50 4.50

Fixed Rate Savings to 22 April 2026 (Annual Interest)
Effective from: 27 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.35 4.35

Fixed Rate Savings to 22 April 2026 (Monthly Interest)
Effective from: 27 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 4.27 4.35

Fixed Rate Savings to 23 June 2025 (Annual Interest)
Effective from: 30 May 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.70 4.70

Fixed Rate Savings to 24 February 2027 (Annual Interest)
Effective from: 16 Jan 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.20 4.20

Fixed Rate Savings to 24 June 2026 (Annual Interest)
Effective from: 15 Nov 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.25 4.25

Fixed Rate Savings to 24 June 2026 (Annual Interest)
Effective from: 02 Dec 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.20 4.20

Fixed Rate Savings to 25 July 2029 (Annual Interest)
Effective from: 26 Apr 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.95 3.95

Fixed Rate Savings to 25 March 2026 (Annual Interest)
Effective from: 28 Jun 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.70 4.70

Fixed Rate Savings to 26 March 2026 (Annual Interest)
Effective from: 31 Jan 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.35 4.35

Fixed Rate Savings to 28 January 2026 (Annual Interest)
Effective from: 26 Apr 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.45 4.45

Fixed Rate Savings to 28 September 2027
Effective from: 06 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.30 4.30

Online Fixed Rate Savings to 10 September 2026 (Annual Interest)
Effective from: 19 Nov 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.25 4.25

Online Fixed Rate Savings to 22 April 2026
Effective from: 06 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.50 4.50

Online Fixed Rate Savings to 22 April 2026 (Annual Interest)
Effective from: 27 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.35 4.35

Online Fixed Rate Savings to 22 April 2026 (Monthly Interest)
Effective from: 27 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 4.27 4.35

Online Fixed Rate Savings to 23 June 2025 (Annual Interest)
Effective from: 30 May 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.70 4.70

Online Fixed Rate Savings to 24 February 2027 (Annual Interest)
Effective from: 16 Jan 2025
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.20 4.20

Online Fixed Rate Savings to 24 June 2026 (Annual Interest)
Effective from: 19 Nov 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.20 4.20

Online Fixed Rate Savings to 25 July 2029 (Annual Interest)
Effective from: 30 Apr 2024
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.95 3.95

Online Fixed Rate Savings to 25 March 2026 (Annual Interest)
Effective from: 28 Jun 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.70 4.70

Online Fixed Rate Savings to 26 March 2026 (Annual Interest)
Effective from: 01 Feb 2024
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 4.35 4.35

Online Fixed Rate Savings to 28 January 2026 (Annual Interest)
Effective from: 30 Apr 2024
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 4.45 4.45

Online Fixed Rate Savings to 28 September 2027
Effective from: 06 Sep 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.30 4.30

Fixed Rate Savings to 29 March 2029 (Annual Interest)
Effective from: 31 Jan 2024
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 3.95 3.95

Online Fixed Rate Savings to 29 March 2029 (Annual Interest)
Effective from: 01 Feb 2024
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.95 3.95

Fixed Rate Savings to 17 December 2025 (Annual Interest)
Effective from: 14 Aug 2023
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 5.50 5.50

Fixed Rate Savings to 21 February 2029 (Annual Interest)
Effective from: 04 Dec 2023
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 4.80 4.80

Fixed Rate Savings to 22 October 2025 (Annual Interest)
Effective from: 25 Jul 2023
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 6.10 6.10

Fixed Rate Savings to 25 March 2026 (Annual Interest)
Effective from: 04 Dec 2023
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 5.00 5.00

Online Fixed Rate Savings to 17 December 2025 (Annual)
Effective from: 09 Aug 2023
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 5.50 5.50

Online Fixed Rate Savings to 21 February 2029 (Annual Interest)
Effective from: 04 Dec 2023
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 4.80 4.80

Online Fixed Rate Savings to 22 October 2025 (Annual Interest)
Effective from: 25 Jul 2023
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 6.10 6.10

Online Fixed Rate Savings to 25 March 2026 (Annual Interest)
Effective from: 04 Dec 2023
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 5.00 5.00

Fixed Rate Savings to 24 September 2025 (Annual Interest)
Effective from: 14 Jun 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 5.30 5.30

Fixed Rate Savings to 23 August 2028 (Monthly Interest)
Effective from: 17 May 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.41 4.50

Fixed Rate Savings to 27 August 2025 (Annual Interest)
Effective from: 17 May 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.50 4.50

Fixed Rate Savings to 25 September 2024 (Annual Interest)
Effective from: 17 May 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.20 4.20

Fixed Rate Savings to 23 July 2025 (Annual Interest)
Effective from: 01 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.05 4.05

Online Fixed Rate to 30 October 2024 (Annual Interest)
Effective from: 28 Jun 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.40 2.40

Fixed Rate Savings to 23 July 2025 (Monthly Interest)
Effective from: 01 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 3.98 4.05

Online Fixed Rate to 30 October 2024 (Monthly Interest)
Effective from: 28 Jun 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 2.37 2.40

Fixed Rate Savings to 24 May 2028 (Annual Interest)
Effective from: 01 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.10 4.10

Online Fixed Rate to 24 January 2020
Effective from: 15 Jan 2018
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 1.60 1.61

Fixed Rate Savings to 21 August 2024 (Annual Interest)
Effective from: 09 May 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.40 2.40

Fixed Rate Savings to 24 May 2028 (Monthly Interest)
Effective from: 01 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.02 4.09

Fixed Rate Savings to 21 August 2024 (Monthly Interest)
Effective from: 09 May 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 2.37 2.40

Online Fixed Rate to 23 July 2025 (Annual Interest)
Effective from: 02 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.05 4.05

Online Fixed Rate to 21 August 2024 (Annual Interest)
Effective from: 09 May 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.40 2.40

Online Fixed Rate to 23 July 2025 (Monthly Interest)
Effective from: 02 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 3.98 4.05

Online Fixed Rate to 21 August 2024 (Monthly Interest)
Effective from: 09 May 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 2.37 2.40

Online Fixed Rate to 24 May 2028 (Annual Interest)
Effective from: 02 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.10 4.10

Online Fixed Rate to 24 May 2028 (Monthly Interest)
Effective from: 02 Feb 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.02 4.09

Fixed Rate Savings to 21 May 2025 (Annual Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.25 4.25

Fixed Rate Savings to 21 May 2025 (Monthly Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.17 4.25

Fixed Rate Savings to 28 August 2024
Effective from: 04 Apr 2022
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 1.70 1.70

Fixed Rate Savings to 22 March 2028 (Annual Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.45 4.45

Fixed Rate Savings to 27 July 2025
Effective from: 04 Apr 2022
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 1.75 1.75

Fixed Rate Savings to 22 March 2028 (Monthly Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.36 4.45

Online Fixed Rate to 30 August 2023
Effective from: 04 Apr 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 1.35 1.35

Online Fixed Rate to 21 May 2025 (Annual Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.25 4.25

Online Fixed Rate to 28 August 2024
Effective from: 04 Apr 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 1.70 1.70

Online Fixed Rate to 21 May 2025 (Monthly Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.17 4.25

Online Fixed Rate to 27 July 2025
Effective from: 04 Apr 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 1.75 1.75

Online Fixed Rate to 22 March 2028 (Annual Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.45 4.45

Online Fixed Rate to 22 March 2028 (Monthly Interest)
Effective from: 09 Jan 2023
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.36 4.45

Fixed Rate Savings to 23 February 2028 (Annual Interest)
Effective from: 22 Nov 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.90 4.90

Members Bond Issue 1 – Fixed Rate Savings to 30 November 2026
Effective from: 08 Nov 2021
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 1.25 1.25

Fixed Rate Savings to 23 February 2028 (Monthly Interest)
Effective from: 22 Nov 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.79 4.90

Fixed Rate Savings to 23 April 2025 (Annual Interest)
Effective from: 22 Nov 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.75 4.75

Fixed Rate Savings to 23 April 2025 (Monthly Interest)
Effective from: 22 Nov 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.65 4.75

Fixed Rate Savings to 21 February 2025 (Annual Interest)
Effective from: 30 Sep 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.30 4.30

Fixed Rate Savings to 21 February 2025 (Monthly Interest)
Effective from: 30 Sep 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.22 4.30

Fixed Rate Savings to 22 September 2025
Effective from: 20 Nov 2020
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 1.25 1.25

Online Fixed Rate to 21 February 2025 (Annual Interest)
Effective from: 16 Sep 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 3.62 3.62

Online Fixed Rate to 21 November 2022
Effective from: 11 Sep 2020
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 1.00 1.00

Online Fixed Rate to 21 February 2025 (Annual Interest)
Effective from: 05 Oct 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Annually 4.30 4.30

Online Fixed Rate to 21 February 2025 (Monthly Interest)
Effective from: 16 Sep 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 3.56 3.62

Online Fixed Rate to 22 September 2025
Effective from: 07 Sep 2020
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 1.15 1.16

Online Fixed Rate to 21 February 2025 (Monthly Interest)
Effective from: 05 Oct 2022
Balance Interest Paid Gross Interest % AER %
£10,000+ Monthly 4.22 4.30

Online Fixed Rate to 22 September 2025
Effective from: 07 Sep 2020
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 1.25 1.25

Fixed Rate Savings to 20 November 2024 (Annual Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.05 3.05

Fixed Rate Savings to 20 November 2024 (Monthly Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 3.01 3.05

Online Fixed Rate to 20 November 2024 (Annual Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.05 3.05

Fixed Rate Savings to 30 September 2027 (Annual Interest)
Effective from: 20 Jul 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.75 2.75

Online Fixed Rate to 20 November 2024 (Monthly Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 3.01 3.05

Fixed Rate Savings to 23 September 2024
Effective from: 01 Aug 2019
Balance Interest Paid Gross Interest % AER %
£1,000+ Monthly 2.10 2.12

Fixed Rate Savings to 24 November 2027 (Annual Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.15 3.15

Fixed Rate Savings to 30 September 2027 (Monthly Interest)
Effective from: 20 Jul 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 2.72 2.75

Fixed Rate Savings to 24 November 2027 (Monthly Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 3.11 3.15

Online Fixed Rate to 30 September 2027 (Annual Interest)
Effective from: 20 Jul 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.75 2.75

Online Fixed Rate to 24 November 2027 (Annual Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.15 3.15

Online Fixed Rate to 30 September 2027 (Monthly Interest)
Effective from: 20 Jul 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 2.72 2.75

Online Fixed Rate to 24 November 2027 (Monthly Interest)
Effective from: 19 Aug 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 3.11 3.15

Fixed Rate Savings to 28 July 2027 (Annual Interest)
Effective from: 14 Jun 2022
Balance Interest Paid Gross Interest % AER %
£1,000+ Annually 2.75 2.75

Online Fixed Rate to 28 July 2027 (Annual Interest)
Effective from: 14 Jun 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.75 2.75

Fixed Rate Savings to 30 October 2024 (Annual Interest)
Effective from: 28 Jun 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 2.40 2.40

Fixed Rate Savings to 30 October 2024 (Monthly Interest)
Effective from: 28 Jun 2022
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 2.37 2.40

Business Savings


Business Fixed Rate Savings to 23 September 2026
Effective from: 28 May 2024
Balance Interest Paid Gross Interest % AER %
£5,000+ Annually 3.75 3.75

Business Fixed Rate Savings to 22 September 2027
Effective from: 28 May 2024
Balance Interest Paid Gross Interest % AER %
£5,000+ Monthly 3.35 3.40

Business 30 Day Notice Savings
Effective from: 05 Feb 2025
Balance Interest Paid Gross Interest % AER %
£100+ Annually 1.75 1.75

Business 90 Day Notice Savings
Effective from: 05 Feb 2025
Balance Interest Paid Gross Interest % AER %
£100+ Annually 2.25 2.25

Business Easy Savings
Effective from: 05 Feb 2025
Balance Interest Paid Gross Interest % AER %
£100+ Annually 1.00 1.00

Regular Savings


Regular Saver 4
Effective from: 18 Sep 2023
Balance Interest Paid Gross Interest % AER %
£0+ Annually 5.50 5.50

Regular Saver 5
Effective from: 31 Jul 2024
Balance Interest Paid Gross Interest % AER %
£0-£5,999 Annually 5.00 5.00
£6,000+ Annually 2.50 2.50

Regular Saver 6
Effective from: 09 Sep 2024
Balance Interest Paid Gross Interest % AER %
£0+ Annually 6.00 6.00

Adcock Regular Saver
Effective from: 12 Mar 2025
Balance Interest Paid Gross Interest % AER %
£0+ Annually 6.50 6.50

Jubilee Regular Saver
Effective from: 06 Jun 2022
Balance Interest Paid Gross Interest % AER %
£10+ Annually 2.70 2.70

Regular Saver 2
Effective from: 14 Sep 2022
Balance Interest Paid Gross Interest % AER %
£10+ Annually 1.50 1.50

Regular Saver 3
Effective from: 03 Apr 2023
Balance Interest Paid Gross Interest % AER %
£10+ Annually 5.00 5.00