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Coronavirus - Help us to help you

We are working hard to maintain the best service we can for you. As you can imagine our telephone lines are exceptionally busy at the moment. So we are asking for your help too.

In the interests of the health of both our customers and our staff, please avoid visiting our branches unless necessary. Please telephone your local branch direct if you have any queries or to register to use our online services.

To reduce the risk to our branch staff and customers, from 8 June our branch opening hours will temporarily be: Monday to Friday 9am – 3pm (closed for lunch 12pm – 1pm).  We are currently closed on Saturdays.  Branch telephones will be open 9am to 4.30pm Monday to Friday.

From 8 June our telephone opening hours at Principal Office will be 9am – 6pm Monday to Friday.

We apologise for any inconvenience this may cause.

EMAIL SCAM EXPLOITING JOB RETENTION SCHEME

Please beware of the following phishing email scam – National Trading Standards have passed on an alert about a phishing scam based on impersonating correspondence from the Government’s Job Retention Scheme.

  • The scam involves phishing emails to companies about the scheme
  • The emails pretend to be from Jim Harra, First Permanent Secretary and Chief Executive of HMRC
  • The sender email address used is  no-reply@ncryptedprojects.com
  • the emails use Official HMRC branding, and the message asks for the bank details of the recipient.

An example message is provided below – the typos are the fraudsters’ own work:

“Dear customer, We wrote to you last week to help you prepare to make a claim through the Coronavirus Job Retention Scheme. We are now writing to tell you how to access the Covid-19 relief. You will need to tell your us which UK bank account you want the grant to be paid into, in order to ensure funds are paid as quickly as possible to you.”

NO EXCUSE FOR DOMESTIC ABUSE

According to data from the Home Office and charities supporting victims, the pressures of living under COVID lock-down have caused a rapid increase in cases of domestic abuse. Abuse can take the form of coercive control, deliberate neglect and verbal or physical aggression. It often involves economic abuse (coercive control of the victim’s finances to steal their money and / or deny them the right to spend it).  We’re supporting the Government’s campaign to raise awareness about help for victims of domestic abuse.  You can find further guidance on how to get help here: https://www.gov.uk/guidance/domestic-abuse-how-to-get-help

COVID-19 – ZOOM SCAM

Scammers are sending emails posing as the Zoom download manager asking the recipient to complete their download by clicking “next”, which releases malware when clicked. The only safe way to set up Zoom for personal use is to go on the Zoom official website and download it yourself.

COVID-19 – TEXT SCAM

Please beware of a new text scam purporting to be from the Government which informs the recipient via a text that they have been issued a £250 fine for leaving the house during the lock-down as the Government have been tracking their movements using their phone. The recipient is told that if they don’t pay immediately they will incur a heavier fine and encouraged to click on a link to make the payment which may deliver malware as well as taking the payment and their account details.

COVID-19 – FRAUDULENT EMAILS

During the coronavirus outbreak, many companies and organisations have sent emails containing COVID19 updates to their customers to make them aware of their current response and status. As these types of emails have now become increasingly frequent, criminals have started to use this familiarity to their advantage. These fraudulent emails, framed as a corporate COVID-19 response, contain malicious attachments and are targeting individual consumers and companies alike…

Emails may also be disguised as coming from a hospital that inform the recipient they may have come in contact with an individual who tested positive for COVID-19. The email instructs the recipient to download an attached Excel file, complete a form, and bring it to the nearest hospital. Once the attachment is downloaded, the malware has been activated and the attackers may be able to access your data.

Please keep in mind that typically, legitimate COVID-19 response emails have a message only in the body of the email and do not contain attachments.

COVID-19 – PROTECT YOURSELF FROM FRAUD

There is some evidence that criminals are attempting to use the current COVID-19 situation as an exploitation opportunity, so please be extra vigilant before clicking on an email about the coronavirus outbreak. If a claim sounds too good to be true, it probably is.

Criminals use exceptional circumstances like the current situation as a chance to pose as employees of a genuine organisation such as building society, bank or police and target you for fraud scams. They may claim they are dealing with coronavirus-related issues that require you to respond by paying money or providing personal information that will allow them to access your account. They often use pressure tactics to stop you thinking about want they want you do for them.

To help you stay protected, here are some things that we will never do:

  • Ask you to disclose your PIN number or other passwords for your accounts
  • Encourage you to move funds from your own account into a different “safe” account
  • Charge up-front fees for repayment holidays
  • Make home visits to collect mortgage arrears on your doorstep
  • Demand an immediate payment of mortgage arrears over the phone
  • Demand payment of mortgage arrears via email providing you with a link through which to make payments.

Please remain vigilant.

Stop – Take a moment to think.
Challenge – Don’t be afraid to ask questions or to say “No” and end the conversation.
Protect – Contact the building society or the bank from which you have made a payment immediately if you think that you have been the victim of fraud.

Coronavirus Update

We understand that some customers may be worried about the effect that contracting the Coronavirus (COVID-19) could have on their finances, for example due to a drop in income as a result of contracting the virus or because of the measures imposed to stop it spreading. If you have any concerns about how this could affect you and your mortgage, please click here to read the leaflet produced by the Building Societies Association and National Debtline or please get in touch on 01664 414141.

Please click here to see a list of Frequently Asked Questions for our members.

The Melton Building Society

Call us on 01664 414141 between 9am and 6pm Monday to Friday and 9am and 12pm on Saturdays
 

Melton Moments

About The Melton Building Society

Have you experienced a special moment with the Melton? We’d love to hear about it! Here are some recent Melton Moments:

“You were terrific.  You were outcome focussed.  You were human.  Your service was amazing.”

Charlie and Alex, Somerset

“I went in to my local branch of the Melton to open a children’s savings account.  I was delighted to be able to open an account on the spot and to be assisted by such helpful and efficient staff – so much better than my local bank!  I was so impressed I opened two Wild Ones Young Savers accounts and I received two lovely goody bags for my children.  Fab!”

Emma, Leicestershire

“When we completed our self build project last year the Melton moved our mortgage to a residential mortgage which made our monthly repayments lower.  We have recently taken a further advance with Melton to finish off our home.  All these transactions have been processed seamlessly, with particular thanks to Angie at the Melton Mowbray branch who is a credit to the Society. I have been a customer of the Melton since I was a young saver – it’s a pleasure to receive such helpful and friendly personal service.”

Lynda, Lincolnshire

“Our self build mortgage requirement was out of normal scope for most of the financial services providers we spoke to.  However, the Melton considers applications on an individual basis and took a personal approach to our mortgage. Nicola at the Melton Mowbray branch was always on the ball and easy to get hold of and she made sure our application went through as smoothly as possible.”

Lucy, Northamptonshire

“It was such a pleasant experience dealing with a team who obviously communicated with each other and took ownership of queries and responses…Based on this level of service I am sure that my wife and I will remain customers of the Melton for a long time to come.”

Mr Clayton, Bury

“I have always been very impressed and touched by the personal level of service of MMBS…Being able to call MMBS and talk to someone you know, someone who cares and someone that you have a relationship with, trumps many other financial services offered!”

Ms Trikoupis, London

“Thank you for all your help and advice. You have been a pleasure to do business with and the best mortgage provider we have used! It’s great to speak to people rather than machines – small is best!”

Faye and Chris, Hampshire.

“…I also just wanted to take this opportunity to write more personally to say how impressed I’ve been with the service I’ve received at all times from the Melton…Over the years since first starting my mortgage with the Melton I have only ever encountered personable and helpful staff and it is extremely refreshing to be connected so quickly to members of your team in an age of impersonal automated filters.  Thank you for providing such a professional and sterling service – it is greatly appreciated.”

James, London

“You have always been highly efficient.  The mortgage product was excellent and completely suited our needs at that time.  I would highly recommend the Melton Mowbray Building Society.”

Linda, Surrey